Legal

Terms & Conditions

The terms that govern your use of this website and our surplus fund recovery assistance services.

Effective date: January 1, 2026

Please read these Terms & Conditions carefully before using this website or engaging Foreclosure Recovery Specialists, LLC for assistance with a surplus fund claim.

1. Acceptance Of Terms

By accessing this website, submitting a form, or engaging Foreclosure Recovery Specialists, LLC for assistance, you agree to these Terms & Conditions. If you do not agree, please discontinue use of this website and our services.

2. Description Of Services

We assist individuals in identifying, verifying, and pursuing surplus funds that may remain after a bank or tax lien foreclosure sale. Our work may include records research, ownership and lien verification, preparation and organization of claim documentation, and communication with the county, trustee, or other custodian holding the funds.

Our services focus on supporting recovery efforts in non-judicial states. Availability of surplus funds, claim procedures, filing windows, and required documentation vary by state, county, and individual circumstance.

3. No Legal Advice

Foreclosure Recovery Specialists, LLC is not a law firm, and we do not provide legal, tax, accounting, or financial advice. Nothing on this website or in our communications should be interpreted as legal advice or as creating an attorney-client relationship. If you require legal advice regarding your foreclosure, title, or claim, you should consult a licensed attorney in the applicable jurisdiction.

4. No Guarantee Of Recovery

We make no guarantee that surplus funds exist in connection with any property, that a claim will be accepted, or that any amount will be recovered. Outcomes depend on facts we do not control, including sale proceeds, outstanding liens, competing claims, statutory deadlines, and the decisions of the county, trustee, or court. Any timelines described are general estimates only.

5. Client Responsibilities

You agree to provide accurate, complete, and truthful information and documentation, to respond to reasonable requests for additional records, and to notify us promptly of any change in your contact information, ownership status, or of any other party claiming an interest in the same funds.

You represent that you are legally entitled to pursue the claim you ask us to review, and that you have not entered into a conflicting agreement with another recovery firm regarding the same funds unless disclosed to us in writing.

6. Fees

Consultations and initial claim reviews are provided at no cost. If we proceed with a claim on your behalf, any fee arrangement will be described in a separate written agreement signed before work begins, subject to any limits imposed by applicable state law. No fee obligation arises from simply using this website or requesting a consultation.

7. Intellectual Property

All content on this website, including text, graphics, photographs, logos, layout, and design, is the property of Foreclosure Recovery Specialists, LLC or its licensors and is protected by applicable intellectual property laws. You may view and print content for personal, non-commercial use. Reproduction, redistribution, or commercial use without written permission is prohibited.

8. Website Usage Rules

You agree not to use this website for any unlawful purpose, to submit false or fraudulent information, to attempt to gain unauthorized access to our systems, to interfere with the operation or security of the site, or to use automated tools to scrape, harvest, or overload the site.

9. Limitation Of Liability

To the fullest extent permitted by law, Foreclosure Recovery Specialists, LLC and its members, employees, and contractors are not liable for any indirect, incidental, consequential, special, or punitive damages arising from your use of this website or our services, including lost funds, lost opportunity, or missed deadlines caused by incomplete or inaccurate information provided to us. This website and its content are provided on an "as is" basis without warranties of any kind.

10. Third-Party Services

This website may use or link to third-party services such as scheduling, form, mapping, or analytics tools. We are not responsible for the availability, accuracy, or practices of third-party services, and your use of them may be subject to their own terms and policies.

11. Changes To These Terms

These Terms & Conditions are governed by the laws of the state in which Foreclosure Recovery Specialists, LLC is organized, without regard to conflict of law principles. Any dispute arising from these terms or our services will be brought in the state or federal courts located in that state, unless applicable law requires otherwise.

12. Governing Law

These Terms & Conditions are governed by the laws of the state in which Foreclosure Recovery Specialists, LLC is organized, without regard to conflict of law principles. Any dispute arising from these terms or our services will be brought in the state or federal courts located in that state, unless applicable law requires otherwise.

13. Contact Us

Questions about these Terms & Conditions may be directed to Foreclosure Recovery Specialists, LLC at [email protected] or by telephone at (800) 555-0147.

Foreclosure Recovery Specialists, LLC

Recovering What's Rightfully Yours

We help individuals identify, verify, and pursue funds that may be owed to them following a bank or tax lien foreclosure. Supporting recovery efforts in non-judicial states.

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Contacts

(800) 555-0147

Serving non-judicial states nationwide

Disclaimer: Foreclosure Recovery Specialists, LLC provides recovery assistance services. We are not a law firm and do not provide legal, tax, or financial advice. No outcome, eligibility, or recovery amount is guaranteed. Availability of surplus funds varies by state, county, and individual circumstance.

© 2026 Foreclosure Recovery Specialists, LLC. All rights reserved.

Foreclosure Recovery

Specialists, LLC

Recovering What's Rightfully Yours

We help individuals identify, verify, and pursue funds that may be owed to them following a bank or tax lien foreclosure. Supporting recovery efforts in non-judicial states.

Contacts

(800) 555-0147

Serving non-judicial states nationwide

Disclaimer: Foreclosure Recovery Specialists, LLC provides recovery assistance services. We are not a law firm and do not provide legal, tax, or financial advice. No outcome, eligibility, or recovery amount is guaranteed. Availability of surplus funds varies by state, county, and individual circumstance.

© 2026 Foreclosure Recovery Specialists, LLC. All rights reserved.