How It Works
Six Steps From First Call To
Final Outcome
Recovery is a documentation process, not a mystery. Here is exactly what happens at each stage and what is asked of you.
How It Works
Six Steps From First Call To
Final Outcome
Recovery is a documentation process, not a mystery. Here is exactly what
happens at each stage and what is asked of you.
Free to start
No charge for consultation or the initial
review.
Timelines vary
Most claims take several weeks to several months.
Deadlines apply
Many jurisdictions limit how long a claim can be filed.
No guarantees
Many jurisdictions limit how long a claim can be filed.
Free to start
No charge for consultation or the initial review.
Timelines vary
Most claims take several weeks to several months.
Deadlines apply
Many jurisdictions limit how long a claim can be filed.
No guarantees
Many jurisdictions limit how long a claim can be filed.
Initial Consultation
We start with a conversation at no cost. You describe the property, roughly when the foreclosure occurred, and what you have been told since. We explain what surplus funds are, what typically determines eligibility, and what we would need in order to look further.
Typical length: 15–30 minutes by phone
No documents required to begin
You leave knowing whether a review makes sense
Review Property Information
Next we examine the property record itself: ownership at the time of sale, the foreclosing party, recorded liens, and the sale documents. This establishes the factual foundation for everything that follows and surfaces anything that could complicate a claim.
Ownership and title history
Recorded liens and judgments
Trustee or foreclosing party identification
Verify Available Funds
We contact the office holding the proceeds to confirm whether a surplus appears to be associated with the sale, and whether it remains unclaimed. If funds do not appear to exist, we tell you plainly and the process stops there at no cost.
Direct confirmation with the holding agency
Review of claim windows and deadlines
Honest assessment before any commitment
Prepare Required Documents
Each jurisdiction has its own proof standards. We send you a checklist specific to the receiving agency, review each item you return, and prepare affidavits and supporting materials so the package is complete when it is filed.
Agency-specific document checklist
Identification and proof of ownership
Affidavits and notarization guidance
Submit Recovery Claim
The completed claim is filed with the appropriate agency and logged on our side with submission dates and contacts. From that point we handle correspondence, respond to requests for clarification, and track the claim against its review timeline.
Filing with the correct office
Confirmation of receipt
Ongoing follow-up and correspondence
Complete Recovery Process
We remain involved through review, any final conditions, and disbursement. You are told what the agency decided, why, and what the timing looks like. If a claim is denied or contested, we explain the reason and any remaining options.
Monitoring through agency decision
Guidance on disbursement
Clear explanation of the outcome
Initial Consultation
We start with a conversation at no cost. You describe the property, roughly when the foreclosure occurred, and what you have been told since. We explain what surplus funds are, what typically determines eligibility, and what we would need in order to look further.
Typical length: 15–30 minutes by phone
No documents required to begin
You leave knowing whether a review makes sense
Review Property Information
Next we examine the property record itself: ownership at the time of sale, the foreclosing party, recorded liens, and the sale documents. This establishes the factual foundation for everything that follows and surfaces anything that could complicate a claim.
Ownership and title history
Recorded liens and judgments
Trustee or foreclosing party identification
Verify Available Funds
We contact the office holding the proceeds to confirm whether a surplus appears to be associated with the sale, and whether it remains unclaimed. If funds do not appear to exist, we tell you plainly and the process stops there at no cost.
Direct confirmation with the holding agency
Review of claim windows and deadlines
Honest assessment before any commitment
Prepare Required Documents
Each jurisdiction has its own proof standards. We send you a checklist specific to the receiving agency, review each item you return, and prepare affidavits and supporting materials so the package is complete when it is filed.
Agency-specific document checklist
Identification and proof of ownership
Affidavits and notarization guidance
Submit Recovery Claim
The completed claim is filed with the appropriate agency and logged on our side with submission dates and contacts. From that point we handle correspondence, respond to requests for clarification, and track the claim against its review timeline.
Filing with the correct office
Confirmation of receipt
Ongoing follow-up and correspondence
Complete Recovery Process
We remain involved through review, any final conditions, and disbursement. You are told what the agency decided, why, and what the timing looks like. If a claim is denied or contested, we explain the reason and any remaining options.
Monitoring through agency decision
Guidance on disbursement
Clear explanation of the outcome